I was hurt in a car accident and don’t have health insurance. Am I stuck with these bills?
If you are injured in a car accident in Massachusetts, the Personal Injury Protection statute (PIP), Massachusetts General Law 90, §34 determines how your medical bills will be paid. If you do not have health insurance, PIP will cover up to $8,000.00 in medical bills caused by an auto accident. This would apply even if you were a passenger and do not have a vehicle of your own.
The exception to this would be if the vehicle owner chose a PIP deductible in order to carry a lower premium. In this case, claimants would have to acquire a certain amount of medical bills before the PIP coverage would pay.