There are additional closing costs associated with the purchase or sale of real estate in Massachusetts, outside of the cost of the propertyClosing Costs for Buyers of Real Estate

  • Lender’s Application Fee
  • Origination Fee
  • Flood Certificate Fee
  • Appraisal Fee
  • Credit Report Fee
  • Title Fees
  • Attorney's Fees    
  • Title Search/Abstract
  • Municipal Lien Certificate Fee incurred by the closing attorney
  • Mortgage Survey/Plot Plan        
  • Recording Fees
  • Lien Certificate, Deed, Mortgage, Declaration of Homestead

Condo Closing Fees

  • Move-in Fee
  • 2-3 month working capital contribution to the condo association
    • Usually only for new condos, however some condominiums require this for every new owner, not jsut the first.

Closing Costs for Sellers of Real Estate

  • Deed stamp ($4.56 per $1,000 of consideration as stated in the deed, except Barnstable County and Islands)
  • Seller Attorney’s Fees
  • Any title clearing documents
    • If selling a condo, a 6(d) certificate confirming no condo fees or assessments are unpaid
  • Death Certificates
  • Mortgage Discharges
  • Lien Releases
  • Certificates of compliance for conservation encumbrances
  • Cost of Smoke certificate and final water/sewer/trash/municipal power readings, if any
Steven J. Brooks
Greater Boston Area real estate attorney with experience in closing deals throughout Massachusetts.