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Hurt in a Car Accident and Don’t Have Health Insurance - Boston, Dedham, MA

Joseph Coupal - Tuesday, September 29, 2015

by Neil Crowley

I was hurt in a car accident and don’t have health insurance. Am I stuck with these bills?

If  you  are injured in a car accident in Massachusetts the Personal Injury Protection statute (PIP), Massachusetts General Law 90, § 34 determines how your medical bills will be paid. If you do not have health insurance, PIP will cover up to $8,000.00 in medical bills caused by an auto accident. This would apply even if you were a passenger and do not have a vehicle of your own.

The exception to this would be if the vehicle owner chose a PIP deductible in order to carry a lower premium. In this case, claimants would have to acquire a certain amount of medical bills before the PIP coverage would pay.

As always, if this issue applies to you, feel free to contact Brooks & Crowley, LLP.


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